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Welcome! Here You Can Find Great Information on Hagerstown / Washington County, Maryland Real Estate
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Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes! Need local real estate information? We've summarized much of what is important about the Hagerstown / Washington County real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top Hagerstown / Washington County real estate agents, we have the experience and track record you are looking for. Please let us help. - The Glocker Group Realty Results Header photo - Black Rock Golf course - a public course with 18 gorgeous holes, pro shop, clubhouse, driving range, and more Collage photos are......top - Antietam Battlefield during an illumination (one luminary is lit for every soldier that died here)...top left - The Maryland Theatre - interior photo of Downtown's Historic Theatre that hosts entertainment of all varieties throughout the year...bottom left - Fine Arts Museum located at City Park offering displays of professional artists as well as the art of local artists and school children ...right - Blues Fest - an annual event held in Downtown Hagerstown drawing many performers and spectators each June!  |
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About Appraisals >Working With Appraisers
After the buyer and seller come to a "meeting of the minds" on the price of a house, there is one more person who must be convinced that the house is worth the selling price--the mortgage company's appraiser.
The appraiser looks for three similar houses that have sold in the same area within the last several months, and compares the selling prices of these homes with the one that is now on the market. The appraiser makes adjustments to account for the differences in each property, and averages the adjusted prices of the other three homes to arrive at a final opinion of value. In subdivisions or condominium projects where there are many similar properties and numerous recent sales, the appraiser's job is relatively easy. In neighborhoods of older homes that have been renovated or remodeled over the years, it can be like comparing apples and oranges.
If the appraiser's evaluation is lower than the selling price, it can stall the transaction because the lender may decline the buyer's loan because of the discrepancy. A real estate agent can work to minimize potential delays associated with the appraisal process by helping the seller to price the home as close to fair market value as possible.
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To what process do the terms closing, escrow, settlement and passing papers refer?
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These terms, which vary in different parts of the country, describe the conclusion of a real estate sale. |
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