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The Glocker Group, REALTORŪ, real estate agents and broker for Hagerstown / Washington County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 301-745-4400 or 800-634-1484.

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Buyers Want Your Home for as Little as Possible.
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"Everyone was so kind!"
"The entire Glocker Group and their staff was very helpful and kind during the sale of our property."
Michelle from Hagerstown, MD
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Mortgage Prequalification: Hagerstown / Washington County Maryland home buying, real estate listings, and homes for sale in Washington County, MD
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Hagerstown / Washington County real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Real Estate Contracts >The Sales Price

After your search for a house and all the negotiations are over, you arrive at the the sales price. Finally, you feel some certainty about your bottom line. However, it is not unusual for there to be disagreements about what is included in the sales price. Careful drafting of the paperwork can help to avoid future disputes.

The following definitions may help. Real property is land and any permanent attachments, such as buildings, landscaping and fences. Personal property consists of movable possessions, such as furniture and clothing. A fixture is defined as an item of personal property which has become part of the real property by virtue of becoming permanently attached, such as a new sink, a Jacuzzi, or a chandelier.

The principal area of dispute about the sales price often relates to fixtures. Most preprinted real estate contracts will provide space for the fixtures to be listed. Whether you are selling or buying, you should make use of this space. Do not assume curtains, satellite discs, antennas or fireplace equipment come with the house. You should also make it very clear what you don't want left on the property. If you are specific about every item that may be questionable, you will greatly reduce the chances of a dispute after the closing.

See All Tips In The "Real Estate Contracts" Category >
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Real Estate Trivia
Q 
What four states in the Southwest are noted for having boundaries that touch.

A 
New Mexico, Arizona, Utah and Colorado, referred to as the "Four Corners", have adjoining boundaries.
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The Glocker Group, REALTORŪ, real estate agents and broker for Hagerstown / Washington County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

The Glocker Group
Glocker Group Realty Results

1741 Dual Highway, rear building
Hagerstown, MD. 21740
Local: 301-745-4400
Toll Free: 800-634-1484
Fax: 301-745-5420
Email: contactus@glockergroup.com
Email SuZanne: sglocker@glockergroup.com
Email Gary: gglocker@glockergroup.com

When you work with SuZanne Glocker and The Glocker Group Realty Results, you receive top-notch, professional service from beginning to end. If we list your home, or sell you one, you will receive high quality, personalized service. We have been named in the Top 100 Agents out of 750,000 nationwide. That doesn't come from luck, but instead from hard work, diligent service, knowledge from experience, and customer dedication.

Equal Housing MLS REALTOR



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