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The Glocker Group, REALTORŪ, real estate agents and broker for Hagerstown / Washington County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 301-745-4400 or toll free at 1-800-634-1484.


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"Everyone was so kind!"
"The entire Glocker Group and their staff was very helpful and kind during the sale of our property."
Michelle from Hagerstown, MD
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Brothers Construction

We represent one of Washington County's custom builders, Brothers Construction. If interested in contacting Brothers Construction, call us at 800-634-1484 or email us at contactus@
glockergroup.com
Mortgage Prequalification: Hagerstown / Washington County Maryland home buying, real estate listings, and homes for sale in Washington County, MD
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Hagerstown / Washington County real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What architectural detail made its way into the design of many suburban homes built in the 1950s, 60s and 70s?

A 
The picture window was a signature of the suburban American neighborhood.
See More Real Estate Trivia >

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The Glocker Group, REALTORŪ, real estate agents and broker for Hagerstown / Washington County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

The Glocker Group
Glocker Group Realty Results

1741 Dual Highway, rear building
Hagerstown, MD. 21740
Local: 301-745-4400
Toll Free: 800-634-1484
Commercial: 301-671-2083
Fax: 301-745-5420
Fax Commercial: 301-671-2404
Email: contactus@glockergroup.com
Email SuZanne: sglocker@glockergroup.com
Email Gary: gglocker@glockergroup.com

When you work with SuZanne Glocker and The Glocker Group Realty Results, you receive top-notch, professional service from beginning to end. If we list your home, or sell you one, you will receive high quality, personalized service. We have been named in the Top 100 Agents out of 750,000 nationwide. That doesn't come from luck, but instead from hard work, diligent service, knowledge from experience, and customer dedication.

Equal HousingMLSREALTOR



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